What We Offer
Take advantage of the financing programs of the TEPIX III Loan Fund in collaboration with the Hellenic Development Bank, and secure favorable financing to enhance your company’s liquidity and implement your investment plans.
Zero interest rate for 40% of the loan capital,
Funded by the Hellenic Development Bank.
Favorable interest rate for the remaining 60% of the loan capital,
reduced by at least 25 basis points compared to standard financing options. The contribution under Law 128/75 applies only to 60% of the loan.
Partial interest rate subsidy of 3%
for the first two years of the loan (for working capital loans, this applies to businesses being financed for the first time through an HDB program).
Eligible Applicants:
Eligible Very Small, Small, and Medium-Sized Enterprises that wish to implement their investment plans or cover expenses related to their commercial/operating cycle, thereby improving their competitiveness.
Program Supports:
- Business Liquidity Enhancement
- Implementation of Investment Plans
Type of Financing:
- One-off Working Capital Loan
- Fixed Asset Loan
Loan Amount:
Working Capital: From €10.000 to €500.000 Fixed Assets: From €20.000 to €8.000.000
Interest Rate:
Variable rate based on 3M Euribor, or Fixed rate 3, 5, 7 or 10 years, plus margin.
If a fixed interest rate is chosen, it must apply for the entire loan duration
Loan Duration:
To apply for the program:
- Working Capital: From 2 to 5 years (including a grace period of up to 12 months)
- Fixed Asset Loan: From 5 to 12 years (including a grace period of up to 24 months)