Mortgages for Greeks abroad, with no trip
Live in Germany, Australia or anywhere else and want a home back in Greece? You do the whole process from where you are, in Greek or English, and only come over to collect the keys.
Why us
No travel
Application, documents and signing by power of attorney, from where you live.
In your village or island
A home for holidays, for retirement, or to move back to.
With your income abroad
Banks accept your salary from abroad, with the right paperwork.
In Greek, at your hours
We talk whenever suits you, whatever your time difference.
How the process works
Four steps, from your home abroad:
- 1
Apply and verify online
With your Greek ID or passport and a short video call.
- 2
Documents from your phone
Payslips and your country's tax return, plus anything Greek you have.
- 3
Power of attorney at the consulate
Sign it at the Greek consulate in your city, without travelling.
- 4
Signing and keys
Your representative signs here, and you come over whenever you like.
What you'll need
- Greek ID card or passport
- Your Greek tax number (AFM); if you don't have one or it's inactive, we help remotely
- Payslips and employment contract in the country you live in
- Your country's tax return and, if you have one, the Greek E1
- E9, if you already own property in Greece
- A power of attorney for whoever signs for you
Questions from Greeks abroad
I've lived abroad for years. Can I get a loan from a Greek bank?
Yes. Banks lend to Greeks who live and work abroad, based on the income you earn there. What matters is that it's steady and documented.
Do I need to come to Greece for the loan?
No. Everything is online, and for the signing you give power of attorney at the Greek consulate in your city to a relative or your lawyer. You only come when you want to see your home.
I want a house in my village. Can it be financed?
Yes, as long as the property is legal and its titles are clear. In small villages the bank's valuation can come in below the price, so we check that early.
Will it count as a main home?
Since you live abroad, usually not, which means a slightly lower loan-to-value. If you plan to move back soon, tell us, as some banks take that into account.
I'm paid in another currency. What then?
You can borrow in euros, with the exchange-rate risk staying with you. Piraeus, for example, also lends in Swiss francs, dollars or pounds, up to 70% of the value.
I have an old Greek tax number. Do I need to do anything?
It needs to be active and show your address abroad. If it isn't, we sort it out through a representative, without you coming over.
Can my parents in Greece join the loan?
Yes, as co-borrowers or guarantors, with their own income. That can raise the amount you can borrow.
A home in Greece, without taking time off
Apply from where you live. We'll handle the rest here and keep you posted at every step.
Apply now →