Mortgage credit intermediation
We're a licensed mortgage credit intermediary. We compare what the banks offer you, prepare your file and follow it until the day you get the keys.
What a mortgage credit intermediary is
Greek law (Law 4438/2016, which brought in the Mortgage Credit Directive 2014/17/EU) defines a credit intermediary as a professional who presents banks' mortgages, helps the borrower prepare the application and acts as go-between up to signing. It needs a licence and is supervised by the Bank of Greece.
What we do for you
We understand what you need
The property, the amount, the term, your income and how much you can borrow.
We compare 5 banks
See each bank's programmes with your own monthly payment.
We prepare the file
We tell you which documents are needed and check them before they go to the bank.
We submit the application
To one or more banks with the same file, without going from branch to branch.
We follow the approval
We talk to the bank and tell you what's happening at each step.
We coordinate to disbursement
Valuation, legal and technical checks, contracts and insurance, up to the keys.
What you should know
We don't lend
The bank gives the loan and decides whether to approve it.
You don't pay us
The bank that gives you the loan pays us. You pay nothing.
No commitment
You decide whether to go ahead and with which bank, right up to signing.
Five partner banks
Alpha Bank, CrediaBank, National Bank of Greece, Eurobank and Piraeus. You choose the best-value option from the start.
Our obligations to you
- Before we start, we tell you who we are, which licence we hold, which banks we work with and how we're paid.
- We work by choosing the best-value programme for you.
- We explain each loan's rate, term, costs and insurance, so you can compare properly.
- We use your data only for your application and protect it under the GDPR.
- If something goes wrong, you can complain to us and then to the Bank of Greece.
Licensed mortgage credit intermediary
Licensed and supervised by the Bank of Greece, under decision 512/2/10.10.2024
Intermediation FAQ
How much does intermediation cost?
Nothing. The bank that gives the loan pays us. The bank's own costs (application, valuation, prenotation) are the same with or without us.
Why not go straight to the bank?
You can. Through us, though, you see 5 banks with one application, and you have someone who knows what each one asks for and runs the process for you up to disbursement.
Will I pay a higher rate because I use an intermediary?
No. The rates are those the bank publishes and approves. We add nothing.
Am I obliged to take the loan?
No. You can stop at any point until you sign the agreement with the bank.
How do I know you are licensed?
The Bank of Greece licensed us as a mortgage credit intermediary by decision 512/2/10.10.2024. You can view it on this page.
Leave the comparing and the legwork to us
Apply online in a few minutes and an advisor will take on your file.
Apply now →